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A group decision model for credit granting in the financial market

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Financial Innovation 2019年第1期5卷 91-109页

作者： Paulo cesar Schotten Danielle costa Morais Universidade Federal de Pernambuco Av.Acadêmico Hélio Ramoss/n–Cidade UniversitáriaRecifePE CEP 50.740-530Brazil

Group decision models that contemplate the particularities of the decision-making process help organizations pursue their strategic *** the financial market,the primary interest of organizations consists in ensuring financial returns,which guarantee stability for the *** study identifies major problems in the current process of credit granting in the financial market and argues the need for automatizing the organizational decision process while respecting the autonomy of *** this end,this study proposes a group decision model based on the Strategic Choice Approach(SCA)for granting credit in a financial market *** results show that the adoption of the proposed model offers considerable gains in terms of organizational goals,transparency of the decision-making process,security for decision-makers,and reduction of organizational conflicts.

关键词： Group decision financial organization,Strategic choice approach,Credit granting,Strategic decision-making

Effect of increasing densities of Urochloa brizantha cv. Marandu on Eucalyptus urograndis initial development in silvopastoral system

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Journal of Forestry Research 2019年第2期30卷 537-543页

作者： Michel Anderson Almeida Colmanetti Allan Lopes Bacha Pedro Luis da costa Aguiar Alves Rinaldo cesar de Paula University of Sao Paulo – USP/ESALQ Sao Paulo State University – UNESP/FCAV

In silvopasture system, the coexistence of eucalyptus seedlings with other species may result in growth reduction, especially during eucalyptus early ***, studies elucidating how forage species affect the eucalyptus growth can provide important information for their rational management aiming to obtain the maximum gain of the system. The aim of this work was to evaluate the effect of increasing densities of Urochloa brizantha *** in the early development of Eucalyptus urograndis. An experiment was conducted in 20 L pots, in an open and semi-controlled area, during 90 days after planting of eucalyptus. A completely randomized design with four replications was used, in a 6 9 7 factorial system, meaning six evaluation periods and seven densities of U. brizantha: 0(control), 22, 33, 44, 67, 89 and111 plants m^(-2). Fortnightly, eucalyptus height, stem diameter and chlorophyll fluorescence(Fv/Fm) were evaluated. At the end of experimental period, the net assimilation rate, stomatal conductance and transpiration rate of eucalyptus plants were determined, in addition to the dry matter of eucalyptus(leaves and stem) and U. brizantha (leaves). In coexistence with 111 plants m^(-2), eucalyptus had reduction of 63.9% on total dry matter and 72.7% on leaf area, compared to the control. From the density of22 plants m^(-2), U. brizantha negatively interfere significantly the growth of E. urograndis. Up to 8 plants m^(-2) there are no reductions greater than 5% in eucalyptus height and stem diameter.

关键词： Eucalyptus Palisade grass Competition Interference

Credit granting sorting model for financial organizations

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Financial Innovation 2022年第1期8卷 307-330页

作者： Paulo cesar Schotten Leydiana de Sousa Pereira Danielle costa Morais CDSID-Center for Decision Systems and Information Development Universidade Federal de PernambucoAv.Acadêmico Hélio Ramoss/n–Cidade UniversitáriaRecifePE CEP 50.740-530Brazil

Considering the environment of risks and influences inherent in the decision-making process for credit-granting operations,it has become a matter of survival for financial organizations to seek to improve how they engage in effective decision-making to ensure that their returns on invested capital will meet the expectations established at the beginning of the process.A credit-granting sorting model for financial organizations is *** model aggregates the perspectives of different decision-makers to support an organization in the process of credit analysis and,consequently,to improve its *** decision-making model is based on the ELECTRE TRI-B multicriteria *** sorts credit-granting proposals into three classes,namely credit approved,technical analysis,and credit *** group decision emerges from the decision rules of the organization’s executive *** new proposed approach to dealing with credit-granting results in the systematization of credit analysis,reduction of doubt among decision-makers,avoidance of the emergence of informal groups,reduction of conflicts within a financial organization,and external interferences.

关键词： Credit granting ELECTRE TRI-B Financial market Group decision-making Multicriteria methods

What is the value of eucalyptus monocultures for the biodiversity of the Atlantic forest? A multitaxa study in southern Bahia, Brazil

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Journal of Forestry Research 2013年第2期24卷 263-272页

作者： Pedro Luís bernardo da Rocha Blandina Felipe Viana Márcio Zikán Cardoso Amada Mariana costa de Melo Misonete Gueidneli Cavalcanti costa Rodrigo Nogueira de Vasconcelos Tatiana Bichara Dantas Instituto de Biologia Universidade Federal da Bahia. Rua Bar o de Jeremoabo

Eucalyptus plantations are increasing in Brazil, frequently replacing pastures, but there is still scarce information about its capacity to maintain the fauna of neighbor forest remnants. In this study, we compared descriptors of the communities of leaf litter organisms （lizards, anurans, myriapods, arachnids, orthopterans, coleopterans, and ants） between a large remnant of primary Atlantic Forest and an adjacent eucalyptus monoculture （phase 1）. Then, we compared the same descriptors for leaf litter lizards and anurans, Euglossini bees, and frugivorous butterflies among the largest remnant, small remnants at intermediate regeneration stage, and eucalyptus monocultures that were not adjacent to the largest remnant （phase 2）. Monocultures were sampled immediately before logging. In phase 1, we detected significant differences in structure between the forest and the monoculture in six out of seven communities sampled. Ca. 81% of the species of the landscape were recorded in the forest, but only 54% of these were found also in the monoculture. In phase 2, the structure of two out of four forest communities was significantly different from the structure of small remnants and monocultures. On average, 76% of the species found in the whole landscape were sampled in the forest. Out of this subset, on average 74% of the species were also sampled in small remnants and 68% in monocultures. Findings of the present study point out a moderate capacity of eucalyptus monocultures to harbor species of the forest fauna even when fully grown but highlights the opportunity that they might offer for increasing connectivity in anthropogenic forest landscapes depending on their management.

关键词： Atlantic forest monoculture biodiversity

Biochar influences the cane fields’microbiota and the development of pre-sprouted sugarcane seedlings

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Waste Disposal and Sustainable Energy 2023年第1期5卷 75-88页

作者： Bruna Cristina Pinto Adriana Barboza Alves Osania Emerenciano Ferreira Gustavo Henrique Gravatim costa Magno Andréde Oliveira Augusto cesar da Silva Bezerra Alan Rodrigues Teixeira Machado Postgraduate Program in Environmental Sciences State University of Minas GeraisFrutal UnityFrutalMinas Gerais38202-436Brazil Department of Agricultural and Biological Sciences State University of Minas GeraisFrutal UnityFrutalMinas Gerais38208-436Brazil Postgraduate Program in Geotechnical Engineering Federal University of Ouro PretoOuro PretoMinas Gerais35400-000Brazil Department of Transport Engineering Federal Center for Technological Education of Minas GeraisBelo HorizonteMinas Gerais30421-169Brazil Department of Exact Sciences State University of Minas GeraisJoão Monlevade UnityJoão MonlevadeMinas Gerais35930-314Brazil

This research investigates the soil conditioning effect of sugar cane fields with biochar produced from sugarcane *** influence on the physicochemical and microbiological conditions of the soil and the agronomic performance of sugarcane seedlings was *** this end,the biochar from sugarcane bagasse was produced by pyrolysis in a double drum oven and mixed with soil at rates of 0,1%,3%,and 5%(in weight).The experiment was installed in a greenhouse with two evaluation periods(30 days and 60 days)and five *** pot received a pre-sprouted cane seedling,and the analysis of colony-forming units(bacteria and fungi),physicochemical characteristics of the soil,and growth and development of sugarcane were performed per *** biochar showed a high fixed carbon content(72%)and a specific surface area estimated by the adsorption of methylene blue of 50 m2 g−***,its structure is porous and contains important nutrients(e.g.,CaO,K2O,and P2O5).In the periods evaluated,the applications of the 3%and 5%(in weight)rates of biochar reduced most of the soil fertility ***,the chemical analyses indicated that the sugarcane field soil collected already possessed high *** microbiota was influenced,but only the application of the 3%(in weight)rate at 60 days after planting showed a significant positive effect on the number of bacteria forming units,with an increase of approximately 385%.On the other hand,no significant positive effect on sugarcane development was ***,biochar application in high-fertility sugarcane plantation soil did not result in gains for sugarcane development in the periods evaluated.

关键词： Soil Biometry Microbiology Double drum oven Biochar

Diversity of the endophytic filamentous fungal leaf community at different development stages of eucalyptus

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Journal of Forestry Research 2019年第3期30卷 1093-1103页

作者： Paulo Sergio Balbino Miguel Fabio Balbino Miguel Bruno Coutinho Moreira Marcelo Nagem Valerio de Oliveira Julio cesar Delvaux Fernanda de Souza Freitas Arnaldo Chaer Borges Maurcio Dutra costa Departamento de Medicina e Enfermagem Universidade Federal de VicosaVicosaMinas Gerais 36570-000Brazil Departamento de Quimica Universidade Federal de Juiz de ForaJuiz de ForaMinas Gerais 36036-300Brazil Colegiado de Engenharia Agronomica Universidade Federal do Vale do Sao FranciscoPetrolinaPernambuco 56300-990 Brazil Departamento de Ciencias Basicas da Vida Campus Governador Valadares Universidade Federal de Juiz de Fora Governador ValadaresMinas Gerais 35012-140Brazil Coordenacao Geral de Ensino Pesquisa e Extensao Instituto Federal do Triangulo MineiroItuiutabaMinas Gerais 38035-200Brazil Departamento de Microbiologia Instituto de Biotecnologia Aplicada aAgropecuariaUniversidade Federal de Vicosa VicosaMinas Gerais 36570-000Brazil

Fungal endophytic species inhabiting the leaves of eucalypts are capable of utilising leaf sugars and can influence both plant growth and health. Endophytic fungal symbionts can use simple soluble sugars in leaves as their main carbon source. This study set out to determine the diversity and distribution of the endophytic filamentous fungal leaf community in the hybrid Eucalyptus urograndis due to its economic importance. The fungal leaf community was characterised using denaturing gradient electrophoresis (DGGE) and correlated with levels of leaf nutrients and sugars throughout plant development. Sequencing of DGGE bands revealed the presence of Basidiomycota and Ascomycota phyla. Fourteen species and three genera of filamentous fungi were identified, and the population structure was affected by the plant developmental stage. Levels of K, Cu, N and Mn influenced communities from the clonal garden, whereas leaves in the field had higher glucose, fructose and sucrose. Many fungi were found to be specific to a certain development stages: Diplomitoporus crustulinus, Podosphaera tridactyla and Aspergillus restrictus to the clonal garden stage;Chaetomella acutiseta and Ascotricha chartarum to the shading stage;Erratomyces patelii and Saxomyces sp. to the shading output stage;Lepidostroma sp. and Saxomyces sp. to the dispatch stage;and Mycosphaerella populicola to the field stage. Teratosphaeria toledana and Teratosphaeria acidotherma were found at more than one developmental stage. Cladosporium sp. and Rhodosporidium fluviale colonized and persisted in plants at the dispatch and field stages. This is the first report of P. tridactyla, A. restrictus, E. patelii, Saxomyces and Lepidostroma sp. as endophytes in eucalipt.

关键词： Diversity 18S rRNA Denaturing gradient electrophoresis(DGGE) Sequencing

An Overview of the Amazonian Craton Evolution: Insights for Paleocontinental Reconstruction

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International Journal of Geosciences 2015年第9期6卷 1060-1076页

作者： Mauro cesar Geraldes Armando Dias Tavares Anderson costa Dos Santos Rio de Janeiro State University Maracana Rio de Janeiro Brazil

The Amazonian craton major accretionary and collisional processes may be correlated to supercontinent assemblies developed at several times in the Earth history. Based on geologic, structural and paleomagnetic evidence paleocontinent reconstructions have been proposed for Archean to younger times. The oldest continent (Ur) was formed probably by five Achaean cratonic areas (Kaapvaal, Western Dhawar, Bhandara, Singhhum and Pilbara cratons). Geologic evidences suggest the participation of the Archaean rocks of the Carajás region in the Ur landmass. Supercontinental 2.45 Ga Kenorland amalgamation is indicated by paleomagnetic data including Laurentia, Baltica, Australia, and Kalahari and Kaapvaal cratons. There is no evidence indicating that Amazonian craton was part of the Kenorland supercontinent. From 1.83 Ga to 1.25 Ga Columbia and Hudsonland supercontinents including Amazonian craton were proposed based on NE portion of the Amazonian craton (Maroni/Itacaiunas province) connection with West Africa and Kalahari cratons. Rodinia supercontinent reconstructions show Amazonia joined to Laurentia-Baltica as result of 1.1 Ga to 1.0 Ga fusion based on the Sunsas-Aguapei belts and Greenville and Sveconorwegian belts, respectivelly. The large Late Mesoproterozoic landmass included also Siberia, East Antartica, West Nile, Kalahari, Congo/Sao Francisco and Greenland. The 750 - 520 Ma Gondwana assembly includes most of the continental fragments rifted apart during the break-up of Rodinia followed by diachronic collisions (Araguaia, Paraguay and Tucavaca belts). The supercontinent Pangea is comprised of Gondwana and Laurentia formed at about 300 - 180 Ma ago. The Amazonian craton margins probably were not envolved in the collisional processes during Pangea because it was embebed in Neoproterozoic materials. As consequence, Amazonian craton borders have no record of the orogenic processes responsible for the Pangea amalgamation.

关键词： Amazonian Craton Tectonic Evolution Paleocontinents

Functional N-Representability in 2-Matrix,1-Matrix,and Density Functional Theories

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Journal of Modern Physics 2013年第3期4卷 391-400页

作者： Eduardo V.Ludena F.Javier Torres cesar costa Prometheus Program SenescytQuitocuador Grupo Ecuatoriano para el Estudio Experimental y Teorico de Nanosistemas(GETNano) Universidad San Francisco de Quito(USFQ)Edificion NewtonOficina N102C Diego de Robles y Via InteroceanicaQuitoEcuador Grupo de Quimica Computacional y Teorica(QCT-USFQ) Universidad San Francisco de Quito(USFQ)Diego de Robles y Via InteroceanicaC.P.17-1200-841QuitoEcuador Departamento de Fisica Escuela Politecnica Nacional(EPN)Ladron de Guevara E11-256QuitoEcuador

The N-representability conditions on the reduced second-order reduced density matrix (2-RDM), impose restrictions not only in the context of reduced density matrix theory (RDMT), but also on functionals advanced in one-matrix theory such as natural orbital functional theory (NOFT), and on functionals depending on the one-electron density such as those of density functional theory (DFT). We review some aspects of the applications of these N-representability conditions in these theories and present some conclusions.

关键词： N-Representability DFT D1-Matrix Theory D2-Matrix Theory

Influence of broken kernels content on soybean quality during storage

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Grain & Oil Science and Technology 2024年第2期7卷 105-112页

作者： Lazaro da costa Correa Canizares cesar Augusto Gaioso Newiton da Silva Timm Silvia Leticia Rivero Meza Adriano Hirsch Ramos Maurício de Oliveira Everton Lutz Moacir Cardoso Elias Department of Agroindustry Science and Technology Federal University of PelotasPelotasRio Grande do Sul 96010-900Brazil Information and Communication Technological Axis Federal Institute of EducationScienceand Technology FarroupilhaCampus PanambiPanambiRio Grande do Sul 98280-000Brazil

Although it is recognized that the post-harvest system is most responsible for the loss of soybean quality,the real impact of this loss is still *** regulation allows 15%and 30%of broken soybean for group I and group II(quality groups),***,the industry is not informed about the loss in the quality parameters of soybeans and its impacts during long-term ***,the objective was to evaluate the effect of the breakage kernel percentage of soybean stored for 12 *** of 15% of breakage kernels did not affect soybean ***,content of 30% of breakage kernels affected significantly soybean quality,which was evidenced by the increase of up to 75% in moldy soybeans,72% in acidity,50% in leached solids,27% in electrical conductivity,and the decrease of up to 12% in soluble protein,6.4% in germination and 3.5% in thousand kernel weight after 8 months of *** the legislation establishes a percentage limit,it is recommended to store soybeans with up to 15% breakage *** the contrary,values higher than that can cause a significant reduction in soybean quality,resulting in commercial losses.

关键词： Soybean quality Breakage kernels Storage problems Grain defects Quality parameters