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Segmented Dynamic Optimization Model for Asset-Liability Management of commercial banks and Its Applications

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Journal of Shanghai Jiaotong university(Science) 2012年第1期17卷 114-120页

作者：杨文泽许晓鸣蔡云泽 Department of Automation Shanghai Jiaotong University

Asset-liability management is the core business of commercial *** method of asset-liability management is a continuously exploring topic in the academic and practical *** to the operational characteristics of commercial banks,this paper addresses a segmented dynamic optimization model under the perspective of the regulatory environment for China commercial *** model can perform segmented sliding optimization and correct control variables to make optimal decision with the changes in situations for a certain future time.

关键词： commercial banks asset liability optimization model

The impact of gross domestic product on the financing and investment efficiency of China’s commercial banks

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Financial Innovation 2021年第1期7卷 741-763页

作者： Zhen Shi Shijiong Qin Yung‑ho Chiu Xiaoying Tan Xiaoli Miao Business School Hohai UniversityChangzhouChina Department of Economics Soochow UniversityTaipei CityTaiwan

China’s commercial banks have developed at a very rapid speed in recent ***,with global economic development slowing down,the impact of gross domestic product growth as an exogenous factor cannot be *** existing studies only consider the internal factors of banks,and neglect their external economic *** study thus adopts an undesirable dynamic slacks-based measure under an exogenous model in combination with the Kernel density curve to explore the efficiency of state-owned commercial banks(SOCBs),joint-stock commercial banks(JSCBs),and urban commercial banks(UCBs)in China from 2012 to *** results show that SOCBs have the highest overall efficiency,followed by JSCBs,then *** efficiencies of SOCBs,JSCBs,and UCBs in the financing stage are greater than those in the investment stage,indicating that the latter stage brings down overall ***,all commercial banks need to focus on the efficiency of non-performing loans and return on ***,SOCBs need to strengthen internal controls,reduce non-performing loans and improve return on *** should actively expand its business while controlling costs,and UCBs should optimize its management.

关键词： commercial banks GDP growth UDSBM Kernel density curve

Frontier Analysis of Nepalese commercial banks： DEA Approach

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Journal of Mathematics and System Science 2014年第10期4卷 675-682页

作者： Sunity Shrestha Hada Govinda Tamang Central Department of Management Tribhuvan University Nepal

The efficiency of any organizations at manufacturing sector or service sector, profit making or non-profit making, is most important factor for survival and growth of the organization. The Data Envelopment Analysis （DEA） technique is one of the most popular and effective tool to measure relative efficiency hence is appropriate to make comparison among similar organizations with multiple output and input. This study performs frontier analysis and measures the relative efficiency of Nepalese commercial banks using DEA approach with two output and two input variables.

关键词： Data envelopment analysis frontier analysis commercial banks relative efficiency

Credit Risk Transfer and the Performance of commercial banks --Based on the Panel Data

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International English Education Research 2015年第6期 22-27页

作者： Wang shoufang Donghua University Shanghai China 200051

Based on the panel data, we analyze the US commercial banks＇ CRT. According to the study, we find that the introduction of CRT will increase the level of banks＇ liquid risk. The performance of bank mainly is that its supervision and review of risk will drop, based on the impact of asymmetric information, commercial banks transfer the bad loans to investors. Through the analysis we can see that after the transfer of credit risk in commercial bank did not increase income and reduce risk. Because commercial banks can extend more bad loans to expand its lending scale, and bad loans will increase the bank overall risk.

关键词： commercial banks credit risk transfer panel data performance

The Construction of Risk Management Control System for commercial banks： From the Perspective of the Management Team

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Journal of Modern Accounting and Auditing 2015年第8期11卷 411-419页

作者： Li Yuling GuoTai Jun'An Securities Company Shanghai China Tsinghua University Beijing China

Risk management control （RMC） system is of vital importance to firms, especially the commercial banks. However, the existing models of risk management are always built from the perspective of financial regulators and neglect the practicability within the organization. In order to better facilitate the enterprise risk management （ERM）, this paper is trying to construct a new framework of RMC system from the standpoint of the management team. The foundations of our design are COSO ERM report, as well as multi-disciplinary theories and methods, such as economy, psychology, and behavior. We establish a three-component RMC system for commercial banks, which include setting RMC standards, monitoring RMC execution, and rewarding results from standards execution. Then, we introduce an extended three-factor RMC system model. This system and its extended framework are meaningful and referential for both theory and practice of commercial banks＇ risk management.

关键词： commercial banks risk management control (RMC) system the components

Discussion on Practice of Financial Innovation in Chinese commercial banks

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International English Education Research 2014年第10期 91-93页

作者： Yuhong He Hainan College of Economics and Business Haikou Haman China 571127

In general, based on the traditional operation and management model, innovation means reforming the activities of financial institutions, financial instruments, technology of financial services as well as organizational forms of financial markets, because promoting the overall development of the financial industry is the fundamental purpose of financial innovation, we should optimize the allocation of the existing resources of the financial institutions and improve financial efficiency, thus gradually promote the market competitiveness of financial institutions.

关键词： commercial banks Financial Innovation Practice

Modifications on default probability calculation methods of commercial banks in China

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Chinese Business Review 2008年第9期7卷 58-61页

作者： REN Zhi-qiang School of Economics ＆ Finance Xi ＇an Jiaotong University Xi ＇an 710068 China

This paper analyses two methods of calculating default probability adopted by foreign companies. Then, the paper suggests several methods of calculating loan default probability applicable to commercial banks in China... 详细信息

关键词： commercial banks default probability modifications

Research on the Reasonable Strategy of the Development of commercial banks under the Perspective of P2P Internet Financial Risks

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International Journal of Technology Management 2015年第9期 40-42页

作者： LI Liqin Xi'an International University Xi'an 710077China

In this paper, we conduct research on the reasonable strategy of the development of commercial banks under the perspective of P2P Internet financial risks. P2P financial model mainly for China＇ s small and medium enterprises and individuals to provides financing services. Generally need to use e-commerce professional network platform lending to help both sides to establish lending relationship and complete the related formalities. Traditional commercial banks need reform to keep up with the novel financial tools related to the Internet financing which will be discussed below.

关键词： Reasonable Strategy commercial banks P2P Internet Financial Risk Measurement.

Discussion On Corporate Governance and Internal Control of commercial banks——Based on Strategic Direction Angle

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Discussion On Corporate Governance and Internal Control of C...