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Telematics as a Transformative Agent for the Zimbabwean auto Insurance Ecosystem

Journal of Computer and Communications 2024年第7期12卷 39-58页

作者： Prosper Tafadzwa Denhere joyce Denhere Gracious Mutipforo Chipo Katsande Allan Muzenda Nelson Matanana Gibson Muridzi Department of Computer Science and Information Systems Manicaland State University of Applied Sciences Mutare Zimbabwe Department of Risk Advisory Manicaland State University of Applied Sciences Mutare Zimbabwe Department of Business Sciences Manicaland State University of Applied Sciences Mutare Zimbabwe

Zimbabwe has witnessed the evolution of Information Communication Technology (ICT). The vehicle population soared to above 1.2 million hence rendering the Transport and Insurance domains complex. Therefore, there is a need to look at ways that can augment conventional Vehicular Management Information Systems (VMIS) in transforming business processes through Telematics. This paper aims to contextualise the role that telematics can play in transforming the Insurance Ecosystem in Zimbabwe. The main objective was to investigate the integration of Usage-Based Insurance (UBI) with vehicle tracking solutions provided by technology companies like Econet Wireless in Zimbabwe, aiming to align customer billing with individual risk profiles and enhance the synergy between technology and insurance service providers in the motor insurance ecosystem. A triangulation through structured interviews, questionnaires, and literature review, supported by Information Systems Analysis and Design techniques was conducted. The study adopted a case study approach, qualitatively analyzing the complexities of the Telematics insurance ecosystem in Zimbabwe, informed by the TOGAF framework. A case-study approach was applied to derive themes whilst applying within and cross-case analysis. Data was collected using questionnaires, and interviews. The findings of the research clearly show the importance of Telematics in modern-day insurance and the positive relationship between technology and insurance business performance. The study, therefore revealed how UBI can incentivize positive driver behavior, potentially reducing insurance premiums for safe drivers and lowering the incidence of claims against insurance companies. Future work can be done on studying the role of Telematics in combating highway crime and corruption.

关键词： Telematics Vehicle Tracking Systems Usage Based Insurance Digital Insurance Vehicle Management Information Systems Intelligent Transportation Systems

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一对姐妹的故事

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中学生英语 2024年第23期 31-32页

作者： Jaime joyce 杨舟

16岁的海莉·史密斯说，她和她的妹妹布鲁克“对书的品味截然不同”。海莉喜欢“大吃一惊”系列。13岁的布鲁克更喜欢奇幻小说。她们的共同点是相信如果孩子们与书中的人物产生共鸣，他们就会更有动力阅读。这就是为什么在2020年，她们...

16岁的海莉·史密斯说，她和她的妹妹布鲁克“对书的品味截然不同”。海莉喜欢“大吃一惊”系列。13岁的布鲁克更喜欢奇幻小说。她们的共同点是相信如果孩子们与书中的人物产生共鸣，他们就会更有动力阅读。这就是为什么在2020年，她们创办了“像我的书”的原因。这家非营利组织为教师提供文化多样的儿童书籍。

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Substitution of Aggregates in Concrete and Mortar with Coltan Mining Waste: Mechanical, Environmental, and Economic Impact Case Study

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Journal of Minerals and Materials Characterization and Engineering 2024年第2期12卷 139-163页

作者： Alinabiwe Nyamuhanga Ally Élodie Ruffine Zang Masika Muhiwa Grâce Manjia Marcelline Blanche Ursula joyce Merveilles Pettang Nana Ngapgue François Bella Nabil Chrispin Pettang Laboratory Engineering Civil and Mechanics Doctoral Research Unit for Engineering and Applications University of Yaound&#233 I Yaound&#233 Cameroon Department of Civil Engineering Faculty of Applied Sciences and Technologies Free University of Great Lakes Countries (ULPGL) Goma DRC Department of Civil Engineering National Advanced School of Engineering of Yaoundé University of Yaoundé I Yaoundé Cameroon Department of Civil Engineering Fotso Victor University Institute of Technology University of Dschang Bandjoun Cameroon FIMAS Laboratory Faculty of Technologies Tahri Mohamed University Bechar Algeria

The mining process involves drilling and excavation, resulting in the production of waste rock and tailings. The waste materials are then removed and stored in designated areas. This study aims to evaluate the mechanical strength and the environmental and economic impact of using Coltan Mining Waste (CMW) as a substitute for aggregates in concrete and mortar production. To achieve this, the CMW needs to be characterised. The Dreux Gorisse method was primarily used to produce concrete with a strength of 20 MPa at 28 days. The mortars, on the other hand, were formulated according to the NF P 18-452 standard. The environmental impact of using CMW as substitutes for natural aggregates in the production of concrete and mortar was analysed using SimaPro software. The results showed that mortars and concrete made with CMW have comparable compressive strengths to the reference mortar and concrete;reduce the negative impact on ecosystem quality, human health, resources, and climate change. It has also been shown that the substitution of aggregates by CMW reduces the cost of concrete and mortar as a function of the distance from the aggregate footprint.

关键词： Aggregate Coltan Mining Waste Concrete Mortar Mechanical Strength Life Cycle Analysis

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文成公主雪山下的藏汉情缘

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西藏旅游 2024年第9期 156-161页

作者：李宗祥韩福(图) joyce(图) 夏祥华(图) 王三苟(图) 不详

史书详略一笔高原浩瀚一生,文成公主,一个与雪域高原息息相关的传奇女子。关于文成公主,记忆库存中最早的信息来自幼时阅读的小人书,再就是中学老师的只言片语中,简单到“她是皇家公主,为了国家,和亲到了吐蕃。”那是知识层面上一种被... 详细信息

史书详略一笔高原浩瀚一生,文成公主,一个与雪域高原息息相关的传奇女子。关于文成公主,记忆库存中最早的信息来自幼时阅读的小人书,再就是中学老师的只言片语中,简单到“她是皇家公主,为了国家,和亲到了吐蕃。”那是知识层面上一种被动的简约。在亲历西藏工作生活后,才有了主动的、不吝辛劳地寻根溯源。正所谓萍踪识小,终见其伟大。

关键词：文成公主雪域高原中学老师寻根溯源知识层面小人书

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Center for Plant Conservation's Best Practice Guidelines for the reintroduction of rare plants

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Plant Diversity 2017年第6期39卷 390-395页

作者： joyce Maschinski Matthew A.Albrecht Center for Plant Conservation San Diego Zoo Global Center for Conservation & Sustainable Development Missouri Botanical Garden

Recent estimates indicate that one-fifth of botanical species worldwide are considered at risk of becoming extinct in the wild. One available strategy for conserving many rare plant species is reintroduction, which holds much promise especially when carefully planned by following guidelines and when monitored long-term. We review the Center for Plant Conservation Best Reintroduction Practice Guidelines and highlight important components for planning plant reintroductions. Before attempting reintroductions practitioners should justify them, should consider alternative conservation strategies, understand threats, and ensure that these threats are absent from any recipient site. Planning a reintroduction requires considering legal and logistic parameters as well as target species and recipient site *** selecting the genetic composition of founders, founder population size, and recipient site will influence establishment and population growth. Whenever possible practitioners should conduct reintroductions as experiments and publish results. To document whether populations are sustainable will require long-term monitoring for decades, therefore planning an appropriate monitoring technique for the taxon must consider current and future needs. Botanical gardens can play a leading role in developing the science and practice of plant reintroduction.

关键词： Reintroduction Monitoring Genetics Optimal site selection Founders Managed relocation

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MicroRNA-142-3p and microRNA-142-5p are downregulated in hepatocellular carcinoma and exhibit synergistic effects on cell motility

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Frontiers of Medicine 2015年第3期9卷 331-343页

作者： Felice Ho-Ching Tsang Sandy Leung-Kuen au Lai Wei Dorothy Ngo-Yin Fan joyce Man-Fong Lee Carmen Chak-Lui Wong Irene Oi-Lin Ng Chun-Ming Wong State Key Laboratory for Liver Research and Department of Pathology Li Ka Shing Faculty of Medicine The University of Hong Kong HongKong SAR China

MicroRNAs （miRNAs）, an important class of small non-coding RNAs, regulate gene expression at the post-transcriptional level, miRNAs are involved in a wide range of biological processes and implicated in different diseases, including cancers. In this study, miRNA profiling and qRT-PCR validation revealed that miR-142-3p and miR-142-5p were significantly downregulated in hepatocellular carcinoma （HCC） and their expression levels decreased as the disease progressed. The ectopic expression of miR-142 significantly reduced HCC cell migration and invasion. Overexpression of either miR-142-3p or miR-142-5p suppressed HCC cell migration, and overexpression of both synergistically inhibited cell migration, which indicated that miR-142-3p and miR-142-5p may cooperatively regulate cell movement, miR-142-3p and miR-142-5p, which are mature miRNAs derived from the 3＇- and 5＇-strands of the precursor miR-142, target distinct pools of genes because of their different seed sequences. Pathway enrichment analysis showed a strong association of the putative gene targets of miR-142-3p and miR-142-5p with several cell motility-associated pathways, including those regulating actin cytoskeleton, adherens junctions, and focal adhesion. Importantly, a number of the putative gene targets were also significantly upregulated in human HCC cells. Moreover, overexpression of miR-142 significantly abrogated stress fiber formation in HCC cells and led to cell shrinkage. This study shows that mature miR-142 pairs collaboratively regulate different components of distinct signaling cascades and therefore affects the motility of HCC cells.

关键词： hepatocellular carcinoma microRNA metastasis cytoskeletal reorganization

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Subacute fulminant hepatic failure with intermittent fever

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Hepatobiliary & Pancreatic Diseases International 2009年第6期8卷 657-659页

作者： joyce E.Johnson Molecular Infectious Diseases Laboratory and Molecular Epidemiology Medical CenterVanderbilt University

BACKGROUND: Viral hepatitis B accounts for over 80% of acute hepatic failures in China and the patients die mainly of its complications. A patient with hepatic failure and fever is not uncommon, whereas repeated fever is rare. METHODS: A 32-year-old female was diagnosed with subacute hepatic failure and hepatitis B viral infection because of hyperbilirubinemia, coagulopathy, hepatic encephalopathy, serum anti-HBs-positive without hepatitis B vaccination, and typical intrahepatic pathological features of chronic hepatitis B. Plasma exchange was administered twice and she awoke with hyperbilirubinemia and discontinuous fever. RESULTS: Urethritis was confirmed and medication-induced fever and/or spontaneous bacterial peritonitis (Gram-negative bacillus infection) was suspected. The patient was treated with antibiotics, steroids and a Chinese herbal medicine, matrine, for three months and she recovered. CONCLUSION: The survival rate of patients with hepatic failure might be improved with comprehensive supporting measures and appropriate, timely management of complications.

关键词： acute hepatic failure intermittent fever plasma exchange matrine

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Socio-economic factors influencing household forest dependency in Chobe enclave, Botswana

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Ecological Processes 2017年第1期6卷 417-426页

作者： Hesekia Garekae Olekae Tsompie Thakadu joyce Lepetu Department of Environmental Science Rhodes UniversityP.O.Box 94GrahamstownSouth Africa Okavango Research Institute University of BotswanaPrivate Bag 285MaunBotswana Department of Crop Science and Production Botswana University of Agriculture and Natural ResourcesPrivate Bag 0027GaboroneBotswana

Introduction:Human dependence on forests is a multifaceted *** degree of reliance on forests varies geographically,overtime and across *** dynamics underpin the importance of understanding the determinants of household reliance on forests for the long-term sustainable forest management and *** paper presents an analysis of socio-economic determinants on the level of household forest dependency in Chobe enclave,*** study hypothesised that the level of household forest dependency will significantly differ across a range of socio-economic ***:Data was collected through a structured questionnaire survey of 183 households,randomly selected from three communities bordering Chobe Forest *** logistic regression model was used for analysing ***:Results showed that age and education significantly influenced household reliance on forests,while other socio-economic factors were not *** dependency was observed to be decreasing with an increase on both respondent age and educational ***,the youth were likely to be more reliant on forest products compared to their elderly counterpart while higher educational attainment lessened reliance on forest ***:In order to foster a balance between forest dependency and biodiversity conservation,alternative opportunities and provision and access to higher education aimed at diversifying young people’s livelihood activities are vital in reducing forest dependency,hence protecting forests for posterity.

关键词： Forest dependency Biodiversity conservation Rural-urban migration Chobe Forest Reserve Botswana

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Image-Based Lifelogging: User Emotion Perspective

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Computers, Materials & Continua 2021年第5期67卷 1963-1977页

作者： Junghyun Bum Hyunseung Choo joyce Jiyoung Whang College of Computing Sungkyunkwan UniversitySuwon16417Korea School of Computing KAISTDaejeon34141Korea

Lifelog is a digital record of an individual’s daily *** collects,records,and archives a large amount of unstructured data;therefore,techniques are required to organize and summarize those data for easy *** has been utilized for diverse applications including healthcare,self-tracking,and entertainment,among *** regard to the imagebased lifelogging,even though most users prefer to present photos with facial expressions that allow us to infer their emotions,there have been few studies on lifelogging techniques that focus upon users’*** this paper,we develop a system that extracts users’own photos from their smartphones and congures their lifelogs with a focus on their *** design an emotion classier based on convolutional neural networks(CNN)to predict the users’*** train the model,we create a new dataset by collecting facial images from the CelebFaces Attributes(CelebA)dataset and labeling their facial emotion expressions,and by integrating parts of the Radboud Faces Database(RaFD).Our dataset consists of 4,715 high-resolution *** propose Representative Emotional Data Extraction Scheme(REDES)to select representative photos based on inferring users’emotions from their facial *** addition,we develop a system that allows users to easily congure diaries for a special day and summaize their *** experimental results show that our method is able to effectively incorporate emotions into lifelog,allowing an enriched experience.

关键词： Lifelog facial expression emotion emotion classier transfer learning

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Prenatal risk factors for internalizing and externalizing problems in childhood

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World Journal of Pediatrics 2020年第4期16卷 341-355页

作者： joyce Tien Gary D.Lewis Jianghong Liu Department of Family and Community Health School of NursingUniversity of PennsylvaniaPhiladelphiaPA19104USA University of Arkansas for Medical Sciences Little RockARUSA

Background A growing body of research has documented the effects of prenatal risk factors on a wide spectrum of adverse offspring health *** behavior problems,such as externalizing and internalizing problems,are no *** comprehensive literature review aims to summarize and synthesize current research about commonly experienced prenatal risk factors associated with internalizing and externalizing problems,with a focus on their impact during childhood and *** mechanisms as well as implications are also *** sources The EBSCO,Web of Science,PubMed,Google Scholar,and Scopus databases were searched for studies examining the association between prenatal risk factors and offspring internalizing/externalizing problems,using keywords“prenatal”or“perinatal”or“birth complications”in combination with“internalizing”or“externalizing”.Relevant articles,including experimental research,systematic reviews,meta-analyses,cross-sectional and longitudinal cohort studies,and theoretical literature,were reviewed and synthesized to form the basis of this integrative *** Prenatal risk factors that have been widely investigated with regards to offspring internalizing and externalizing problems encompass health-related risk factors,including maternal overweight/obesity,substance use/abuse,environmental toxicant exposure,maternal infection/inflammation,as well as psychosocial risk factors,including intimate partner violence,and anxiety/***,both epidemiological and experimental studies support the adverse associations between these prenatal factors and increased risk of emotional/behavioral problem development during childhood and *** mechanisms of action underlying these associations include hormonal and immune system *** include prenatal education,screening,and intervention *** Prenatal risk factors are associated with a constellation of offspring internalizin

关键词： Externalizing Internalizing Obstetrical Pregnancy Prenatal risk factors

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