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Factors influencing the internet banking adoption decision in North Cyprus: an evidence from the partial least square approach of the structural equation modeling

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Financial Innovation 2018年第1期4卷 422-442页

作者： Hiba Alhassany faisal faisal Department of Accounting and Finance Cyprus International UniversityNicosia 99040Northern Cyprus Institute of Business studies and leadership Faculty of Business and EconomicsAbdul Wali Khan UniversityMardanKPPakistan Near East University North CyprusNicosia 10MersinTurkey

Purpose:This paper aims to examine how the adoption decision of the internet banking in North Cyprus would be affected based on the following dimensions;the technology features,the personal characteristics,the social environment and the expected ***/methodology/approach:A self-administered survey was conducted with 291 participants responded to *** partial least square approach of the structural equation modeling(PLS-SEM)is employed to investigate the direct effects of the proposed factors on the adoption ***,the mediation test is used to examine indirect ***:Results showed that even though the participants appreciated the benefits of the online banking as the perceived usefulness factor exerts the greatest direct effect,they would rather use clear and easy-to-use websites,adding to that their assessments of the usefulness of these services are significantly influenced by the surrounding people’s views and prior *** is demonstrated by the total effects of the perceived ease of use and the subjective norm factors,which are greater than the direct effect of the perceived usefulness factor since both of these factors have significant direct and indirect effects mediated by the perceived usefulness *** negative impact of the perceived risk factor is weak compared to the previous *** the personal innovativeness factor showed the weakest effect among the proposed factors.

关键词： Behavioral theories Technology adoption TAM Subjective norm Personal innovativeness Perceived risk Partial least square Structural equation modeling

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Does financial depth impact economic growth in North Cyprus?

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Financial Innovation 2018年第1期4卷 192-204页

作者： Turgut Türsoy faisal faisal Near East University NicosiaNorth CyprusMersin 10Turkey Institute of Business studies and leadership Faculty of Business and EconomicsAbdul Wali Khan UniversityMardanKPPakistan

This study purpose is to connect the proxy of financial development which is total banking sector’s deposits with the economic growth in North *** reason for using the total deposit differently with the existing literature is because North Cyprus is bank-based financial ***,this study provides an analysis of the connection between finance-growth nexus in North Cyprus from 1978 through 2015,using the autoregressive distributed lag(ARDL)model and combined cointegration to evaluate and verify the *** addition,this research added the inflation rate to the model specification to investigate the inflation-growth *** results revealed that both methods of cointegration provided robust evidence for a long-run relationship between financial debt and *** ARDL long-run and short-run coefficients showed the positive impact of depth and the negative impact of inflation on economic growth,thereby confirming the strength of the financegrowth and inflation-growth ***,financial depth had a larger coefficient than the inflation ***,the VECM Granger causality test provided evidence for unidirectional causality from the total deposits and inflation rate to economic growth in North *** results are significant for the policymakers of North Cyprus because the findings show that economic growth can be improved by enhancing the deposit rates in the financial system.

关键词： Financial depth Inflation rate Economic growth ARDL Granger causality

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Discrete Numerical Study on Type II Fracture of Partially Detached Concrete Panels in Cold Region

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Structural Durability & Health Monitoring 2025年第1期19卷 167-191页

作者： Huayi Zhang Maobin Song Lei Shen Nizar faisal Alkayem Maosen Cao College of Water Conservancy and Hydropower Engineering Hohai UniversityNanjing210024China Haihe River Huaihe River and Xiaoqinghe River Basin Water Conservancy Management and Service Center of Shandong ProvinceJinan250100China College of Mechanics and Engineering Science Hohai UniversityNanjing211100China

When the upper chord beam of the beam-string structure(BSS)is made of concrete-ﬁlled steel tube(CFST),its overall stiffness will change greatly with the construction of concrete placement,which will have an impact on the design of the tensioning plans and selection of control measures for the *** order to accurately obtain the bending stiffness of CFST beam and clarify its impact on the mechanical properties of composite BSS during con-struction,the inﬂuence of some factors such as height-width ratio,wall thickness of steel tube,elasticity modulus of concrete,and friction coefﬁcient on the bending stiffness are analyzed parametrically by the numerical simula-tion technology based on an actual *** calculation formula of the equivalent bending stiffness of CFST is also established through mathematical statistical ***,the equivalent bending stiffness is introduced into the construction and use stages of the composite BSS,respectively,and the mechanical properties such as prestress-tensioning control value,structural deformation,and internal force of key members are comparatively analyzed when adopting two different construction ***,the optimal construction plan of concrete placementﬁrst and then prestress-tensioning is proposed.

关键词： Beam-string structure(BSS) concrete-ﬁlled steel tube(CFST) bending stiffness timing of concrete placement prestress-tensioning

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A review of recent advancements in finite element formulation for sandwich plates

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Chinese Journal of Aeronautics 2019年第4期32卷 785-798页

作者： Shehzaib IRFAN faisal SIDDIQUI Aerospace Engineering Department College of Aeronautical Engineering National University of Sciences and TechnologyRisalpur

Use of composite structures is exponentially growing in different fields due to their higher strength-to-weight ratio. This application trend requires that accurate theoretical explanations and their finite element models be developed for analyzing sandwich plates before finalizing the designs. This paper reviews the recent research trends of finite element formulations developed for analyzing sandwich plates. This paper reviews the finite element models developed after the year 2000. Initially, the finite element formulations based on first order shear deformation theory, higher order shear deformation theories, mixed solid-shell elements, zig-zag theories and global–local theories are presented. Then, some finite element formulations developed to analyze a very new class of structures called piezoelectric structures are presented. At the end, some formulations to analyze a very critical phenomenon called buckling are presented.

关键词： Buckling Finite element FSDT HSDT Laminated composites Piezoelectric Sandwich plates Zig-zag theory

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Crustal reflection structure in the uplifting zone of Songliao Basin and disconnecting Moho interface

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Science China Earth Sciences 2004年第6期47卷 514-521页

作者： S.A.faisal Department of Geophysics Jilin University Changchun 130026 China

In order to obtain the fine structure of Songliao Basin, four nearly vertical reflection profiles were acquired and then processed so as to get the poststack migration sections with two-way travel of 15s. In this paper, we study the reflection characteristics in the southeastern and northeastern uplifting zones of Songliao Basin, discovering that the structure within the up-lifting zones has the following features: (i) The sedimentary thickness decreases from west to east and increases from north to south. (ii) In the northeastern and southeastern uplifting zones, the crustal reflection image varies remarkably along east-west or south-north direction. (iii) In the northeastern uplifting zone, the two-way travel time of Moho interface ranges within 9.6—11.0 s (the depth range of 30—34 km). (iv) In the southeastern uplift, the two-way travel time of Moho interface ranges within 9.7—10.4 s (the depth range of 30—32 km). The poststack migration sections manifest the peculiar phenomenon of the disconnecting Moho reflection phases in Songliao Basin with two-way travel time difference of 0.1—0.5 s (2 km or so). In the vicinity of disconnecting zone, there are several shear faults, which are wide within the uplifting zone and become narrow at the intersection of two uplifting zones. It can be inferred that these reflection images and peculiar reflections from Moho interface are attributed to the coupling of the following dynamic factors: multi-phase weak collision of Heilongjiang micro-continents, westward under-thrusting of Pacific plate and so on.

关键词： Songliao Basin, uplifting zone, nearly vertical reflection seismic probing, disconnecting zone of Moho interface.

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Computational Design and Fabrication of a Bending-Active Structure Using Fiberglass:A Bioinspired Pavilion Mimicking Marine Microorganism Radiolaria

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Journal of Bionic Engineering 2022年第2期19卷 471-482页

作者： Bosheng Liu Tanvir R.faisal School of Architecture and Design University of Louisiana at LafayetteLafayetteLA 70503USA Department of Mechanical Engineering University of Louisiana at LafayetteLafayetteLA 70503USA

Bio-inspired architectural designs are often superior for their aesthetics and structural *** forms and loading states of a biological structure is complex as it requires a delicate balance among geometry,material properties,and interacting *** goal of this work is to design a biomimetic,ultra-lightweight,bending-active structure utilizing an informed integral design approach,and thereby constructing a self-supporting cellular pavilion.A bioinspired pavilion has been designed and constructed based on the natural cellular organization observed in Radiolaria,a deep-sea *** cellularity was mimicked via Voronoi tessellation in the structure of the pavilion,whose structural performance was evaluated using finite element ***,funicular structure design strategies were studied with a focus on cellular distributions and concentration responding to areas with high structural *** computer aided custom designed pavilion was constructed with engineered,in-house fabricated fiberglass composite *** bending-active lightweight structure was also validated through material performance inquiry,a partial full-scale cellular assembly,and the full-size pavilion *** work contributes to the design approach comprising a bending-active form-finding schematic strategy to construct the elastic bending-active structure physically and simulate computationally within the context of nature inspired innovative lightweight structure design.

关键词： Biomimetic design Double-curved shell pavilion Voronoi tessellation Bending-active structures Finite element analysis

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Towards a Dynamic Virtual IoT Network Based on User Requirements

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Computers, Materials & Continua 2021年第11期69卷 2231-2244页

作者： faisal Mehmood Shabir Ahmad Israr Ullah faisal Jamil DoHyeun Kim Department of Computer Engineering Jeju National UniversityJeju63243Korea Department of I.T.Convergence Engineering Gachon UniversitySeongnam-Si461-701Korea Department of Software Engineering University of Engineering&Technology MardanMardan23200Pakistan

The data being generated by the Internet of Things needs to be stored,monitored,and analyzed for maximum IoT resource *** Defined Networking has been extensively utilized to address issues such as heterogeneity and ***,for small-scale IoT application,sometimes it is considered an inefficient *** paper proposes an alternate lightweight mechanism to the design and implementation of a dynamic virtual network based on user *** key idea is to provide users a virtual interface that enables them to reconfigure the communication flow between the sensors and actuators at *** throughput of the communication flow depends on the data traffic load and optimal *** can reconfigure the communication flow,and virtual agents find the optimal route to handle the traffic *** virtual network provides a user-friendly interface to allow physical devices to be mapped with the corresponding virtual *** proposed network is applicable for all systems that lie in the Internet of Things *** conclude that the proposed network is efficient,reliable,and responsive to network reconfiguration at runtime.

关键词： Internet of things software-defined networks virtual network inter-process communication cloud of things

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Gender disparities and woman-specific trends in Barrett’s esophagus in the United States:An 11-year nationwide populationbased study

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World Journal of Methodology 2025年第1期15卷 60-71页

作者： Karina Fatakhova faisal Inayat Hassam Ali Pratik Patel Attiq Ur Rehman Arslan Afzal Muhammad Sarfraz Shiza Sarfraz Gul Nawaz Ahtshamullah Chaudhry Rubaid Dhillon Arthur Dilibe Benjamin Glazebnik Lindsey Jones Emily Glazer Division of Gastroenterology and Hepatology Mather Hospital and Zucker School of Medicine at Hofstra UniversityPort JeffersonNY 11777United States Department of Internal Medicine Allama Iqbal Medical CollegeLahorePunjab 54550Pakistan Division of Gastroenterology and Hepatology East Carolina University Brody School of MedicineGreenvilleNC 27834United States Division of Gastroenterology and Hepatology Geisinger Wyoming Valley Medical CenterWilkes-BarrePA 18711United States Department of Internal Medicine East Carolina University Brody School of MedicineGreenvilleNC 27834United States Department of Internal Medicine St.Dominic's HospitalJacksonMS 39216United States Department of Gastroenterology Hepatologyand NutritionCleveland Clinic FoundationClevelandOH 44195United States Department of Internal Medicine Mather Hospital and Hofstra University ZuckerSchool of MedicinePort JeffersonNY 11777United States

BACKGROUND Barrett's esophagus(BE)is a known premalignant precursor to esophageal adenocarcinoma(EAC).The prevalence rates continue to rise in the United States,but many patients who are at risk of EAC are not *** practice guidelines include male gender as a predisposing factor for BE and *** population-based clinical evidence regarding female gender remains *** To study comparative trends of gender disparities in patients with BE in the United *** A nationwide retrospective study was conducted using the 2009-2019 National Inpatient Sample(NIS)*** with a primary or secondary diagnosis code of BE were *** major outcome of interest was determining the gender disparities in patients with *** analysis for respective outcomes for females was also reported to ascertain any time-based *** We identified 1204190 patients with BE for the study *** the included patients,717439(59.6%)were men and 486751(40.4%)were *** mean age was higher in women than in men(67.1±0.4 vs 66.6±0.3 years,P<0.001).The rate of BE per 100000 total NIS hospitalizations for males increased from 144.6 in 2009 to 213.4 in 2019(P<0.001).The rate for females increased from 96.8 in 2009 to 148.7 in 2019(P<0.001).There was a higher frequency of obesity among women compared to men(17.4%vs 12.6%,P<0.001).Obesity prevalence among females increased from 12.3%in 2009 to 21.9%in 2019(P<0.001).A lower prevalence of smoking was noted in women than in men(20.8%vs 35.7%,P<0.001).However,trend analysis showed an increasing prevalence of smoking among women,from 12.9%in 2009 to 30.7%in 2019(P<0.001).Additionally,there was a lower prevalence of alcohol abuse,Helicobacter pylori(***),and diabetes mellitus among females than males(P<0.001).Trend analysis showed an increasing prevalence of alcohol use disorder and a decreasing prevalence of *** and diabetes mellitus among women(P<0.001).CONCLUSION The prevalence of BE among

关键词： Barrett’s esophagus Gender disparity Epidemiological trends Esophageal adenocarcinoma Screening endoscopy Female gender Risk factors

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A pulse shape discrimination of CsI(Tl) crystal with ~6He beam

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Nuclear Science and Techniques 2010年第1期21卷 35-38页

作者： faisal Jamil-Qureshi School of Physics and State Key Laboratory of Nuclear Physics and Technology Peking University

The performance test of a CsI(Tl) crystal (70×27×23 mm3) was performed by applying the pulse shape discrimination technique for identification of light charged particles .The crystal is coupled to a photomultiplier tube during an experiment with 6He *** pulse waveform is fully recorded by employing a high precision digital *** fast and slow gates are used for the pulse shape discrimination and the best values for the gate widths were determined to be 0.5 μs and 1.67 μs,*** 6He,4He and 3He are successfully discriminated with this technique.

关键词：脉冲形状甄别次级束流晶体 CsI TI 识别技术光电倍增管数字示波器

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Multi-Band Bandpass Filter Using Novel Topology for Next-Generation IoT Wireless Systems

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Computers, Materials & Continua 2022年第12期73卷 4819-4832页

作者： Muhammad faisal Sohail Khalid Departmnet of Electrical Engineering Riphah International UniversityIslamabad44000Pakistan

The design of single-and quad-band Bandpass Filter(BPF)topology has been presented in this paper for next-generation Internet of Things(IoT)*** main topology is constructed using the Split Ring Resonator(SRR),separated by the Anti-Parallel Coupled Line Structure(APCLS).A detailed analysis of APCLS has been presented,which is further used to construct the single-and quad-band *** single-band BPF design consists of SRR loaded with *** developed single-band BPF displays a dual-mode response with a center frequency of 2.65 GHz and a measured fractional bandwidth of 17.17%.Moreover,a quad-band bandpass filter has been achieved using the same topology with minor modification in the SRR and APCLS electrical *** developed quad-band BPF generates a dual-mode response having center frequencies of 1.2,2.4,3.5,and 4.7 GHz with the measured fractional bandwidth of 13%,26%,16%,and 5%,*** prototypes have been fabricated on the highfrequency substrate to validate the proposed *** high rejection in the stopbands region,little in-band insertion loss,and very selective passband have been measured for single-and quad-band *** measured and simulated results are well correlated.

关键词： Single-band BPF quad-band BPF anti-parallel coupled line structure split ring resonator internet of things

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