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The Effect of COVID-19 on Cashless Payments

Sociology Study 2022年第6期12卷 227-238页

作者： dmitry ganzha University of Applied Sciences Burgenland BurgenlandAustria

The outbreak of the SARS-CoV-2 coronavirus(COVID-19)has impacted the whole *** stop the virus’s spread,governments enforced regulations requiring face masks and social isolation and also promoted social seclusion,hand-washing,and other hygienic ***’s movements and consumption were significantly reduced as a result of government-imposed lockdowns,with internet purchasing overtaking in-store purchasing in a particularly noticeable *** importantly,people’s habits during times of restrictions and lockdowns seemed to reduce overall desire to do cash *** transactions became the most preferred option for daily payment as it helped reduce contact with others and prevent them from becoming *** factors contribute to future intentions to eliminate cash payments once the pandemic is ended as well as the choice of payment methods currently in *** after the pandemic,people are using digital cashless payments for their daily *** study investigates the impact of the coronavirus on consumer demand for cash and cashless payments during the COVID-19 crisis and *** study utilizes the secondary research method by employing the annual statistical report of European Central Bank(ECB)(2021).The data were extracted from the warehouse of ECB,and rigorous analysis was performed to assess the intentions of customers for using digital transactions for *** the study,a regression analysis shows that a greater increase in the number of cards used for payment per year occurred during the COVID-19 pandemic than before the *** study demonstrates that there was a significant correlation between the adoption of cashless payment systems and the restrictions imposed on consumers because of the *** prefer cashless transactions when there is a higher danger of infection while handling cash.

关键词： cashless payments COVID-19 pandemic cash digital payments regression analysis

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