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How does financial literacy impact on inclusive finance?

Financial Innovation 2021年第1期7卷 854-876页

作者： Morshadul Hasan Thi Le ariful hoque Murdoch Business School Murdoch UniversityPerth 6150Australia

Inclusive finance is a core concept of finance that makes various financial products and services accessible and affordable to all individuals and businesses,especially those excluded from the formal financial *** of the leading forces affecting people’s ability to access financial services in rural areas is financial *** study investigated the impacts of financial knowledge on financial access through banking,microfinance,and fintech access using the Bangladesh rural population *** employed three econometrics models:logistic regression,probit regression,and complementary log–log regression to examine whether financial literacy significantly affects removing the barriers that prevent people from participating and using financial services to improve their *** empirical findings showed that knowledge regarding various financial services factors had significant impacts on getting financial *** variables such as profession,income level,knowledge regarding depositing and withdrawing money,and knowledge regarding interest rate highly affected the overall access to *** study’s results provide valuable recommendations for the policymaker to improve financial inclusion in the developing country context.A comprehensive and long-term education program should be delivered broadly to the rural population to make a big stride in financial inclusion,a key driver of poverty reduction and prosperity boosting.

关键词： Financial knowledge Financial literacy Bank Microfinance FinTech Financial inclusion Inclusive finance Bangladesh Knowledge economy

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A multi-purpose National Forest Inventory in Bangladesh:design,operationalisation and key results

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Forest Ecosystems 2021年第1期8卷 151-172页

作者： Matieu Henry Zaheer Iqbal Kristofer Johnson Mariam Akhter Liam Costello Charles Scott Rashed Jalal Md.Akhter Hossain Nikhil Chakma Olaf Kuegler Hossain Mahmood Rajib Mahamud Mohammad Raqibul Hasan Siddique Khaled Misbahuzzaman Mohammad Main Uddin Mohammed Al Amin Farid Uddin Ahmed Gael Sola Md.Baktiar Siddiqui Luca Birigazzi Mahmudur Rahman Ilias Animon Saimunnahar Ritu Laskar Muqsudur Rahman Aminul Islam Heather Hayden Frida Sidik Mondal Falgoonee Kumar Rakibul Hassan Mukul Hossain Nishad ariful hoque Belal Asif Reza Anik Abdul Khaleque Md.Shaheduzzaman Syed Shahadat Hossain Tariq Aziz Md.Tauhidor Rahaman Ruhul Mohaiman Patrick Meyer Purnata Chakma A.Z.M.Manzoor Rashid Sourav Das Shrabanti Hira Mohammed Jashimuddin Mohammad Mahfuzur Rahman Karl Wurster Sarder Nasir Uddin Abul Kalam Azad S.M.Zahirul Islam Laurent Saint-André Food and Agriculture Organization of the United Nations Viale delle Terme di Caracalla00153 RomeItaly Forest Department Ministry of EnvironmentForests and Climate ChangeBan BhabanShere Bangla NagarAgargaonDhaka 1207Bangladesh School of Ecosystem and Forest Sciences University of MelbourneParkville VictoriaMelbourne 3010Australia United States Forest Service(USFS)/SilvaCarbon WashingtonD.CUSA Institute of Forestry and Environmental Sciences(IFES) University of ChittagongChattogramBangladesh Department of Forestry and Environmental Science Rangamati Science and Technology UniversityRangamatiBangladesh Forestry and Wood Technology Discipline Khulna UniversityKhulnaBangladesh School of Biological Sciences The University of QueenslandQLDBrisbane 4072Australia Arannyak Foundation DhakaBangladesh United Nations Framework Convention on Climate Change(UNFCCC) BonnGermany Bangladesh Space Research and Remote Sensing Organization(SPARRSO) DhakaBangladesh Institute for Marine Research and Observation Ministry of Marine Affairs and FisheriesNegaraBaliIndonesia Department of Agricultural Economics Bangabandhu Sheikh Mujibur Rahman Agricultural University(BSMRAU)GazipurBangladesh Bangladesh Bureau of Statistics(BBS) DhakaBangladesh Institute of Statistical Research and Training University of DhakaDhakaBangladesh United States Agency for International Development(USAID) DhakaBangladesh Department of Forestry and Environmental Science Shahjalal University of Science and TechnologyKumargaonSylhetBangladesh Department of Biological Sciences Faculty of Science and EngineeringMacquarie UniversitySydneyAustralia Bangladesh National Herbarium(BNH) Zoo RoadMirpurDhakaBangladesh Bangladesh Forest Research Institute(BFRI) SholoshaharChottogramBangladesh National Research Institute for Agriculture Food and Environment(INRAE)ParisFrance

Background:National forest inventory and forest monitoring systems are more important than ever considering continued global degradation of trees and *** systems are especially important in a country like Bangladesh,which is characterised by a large population density,climate change vulnerability and dependence on natural *** the aim of supporting the Government’s actions towards sustainable forest management through reliable information,the Bangladesh Forest Inventory(BFI)was designed and implemented through three components:biophysical inventory,socio-economic survey and remote sensing-based land cover *** article documents the approach undertaken by the Forest Department under the Ministry of Environment,Forests and Climate Change to establish the BFI as a multipurpose,efficient,accurate and replicable national forest *** design,operationalization and some key results of the process are ***:The BFI takes advantage of the latest and most well-accepted technological and methodological ***,it was designed through a collaborative process which drew from the experience and knowledge of multiple national and international ***,1781 field plots were visited,6400 households were surveyed,and a national land cover map for the year 2015 was *** technological enhancements include a semi-automated segmentation approach for developing the wall-to-wall land cover map,an object-based national land characterisation system,consistent estimates between sample-based and mapped land cover areas,use of mobile apps for tree species identification and data collection,and use of differential global positioning system for referencing plot ***:Seven criteria,and multiple associated indicators,were developed for monitoring progress towards sustainable forest management goals,informing management decisions,and national and international reporting needs.A wide range of biophysica

关键词： South-Asia Forest monitoring Innovation Remote sensing Socio-economic Partnership Ecosystem services Carbon sequestration

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Role of Routine Benzodiazepin in Eliciting Classical Electroencephalogram (EEG) Response in Suspected Sub-Acute Sclerosing Panencephalitis (SSPE) Cases

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World Journal of Neuroscience 2017年第1期7卷 32-37页

作者： Yamin Shahriar Chowdhury Narayan Chandra Saha M. Abdullah Yusuf ariful Islam S. K. Azimul hoque Rajib Nayan Chowdhury M. Enayet Hussain Department of Paediatric Neurology National Institute of Neurosciences & Hospital Dhaka Bangladesh Department of Microbiology National Institute of Neurosciences & Hospital Dhaka Bangladesh Department of Neurophysiology National Institute of Neurosciences & Hospital Dhaka Bangladesh

Background: EEG could be normal or atypical in spite of suggestive clinical features and positive measles Ab of SSPE cases which could have typical EEG pattern after Benzodiazepine. Objectives: The purpose of the present study was to find out the necessity of administration of benzodiazepine during EEG recording of SSPE cases as well as to compare the efficacy of diazepam and midazolam in eliciting EEG pattern. Methodology: This double blind, parallel, single centered, non-randomized clinical trial was conducted in the Department of Pediatric Neurology at National Institute of Neurosciences, Dhaka, Bangladesh from July 2014 to June 2015 for a period of 1 (one) year. All the clinical and investigational suspected cases of sub-acute Sclerosing Panencephalitis (SSPE) children in both sexes were included as study population. Others neurodegenerative diseases including Wilson’s disease were excluded from this study. Patients were divided into two groups named as group A who were given diazepam and the other group B was given midazolam in IV during EEG recording. The clinical outcomes were measured and were recorded in a pre-designed data sheet. Result: The characteristic typical periodic slow wave complex (PSWC) was found only in 8 (30.8%) patients among the 26 (100.0%) before intervention with benzodiazepines. The remaining 18 (69.2%) had non-typical PSWC of which 10 (38.5%) were normal, 3 (11.5%) with atypical PSWC and 5 (19.2%) were with other EEG findings. After intervention with benzodiazepines, 23 (88.5%) had shown typical PSWC and only 3 (11.5%) had non-typical PSWC. Among the typical PSWC cases after intervention, 8 (30.8%) had normal EEG initially, 5 (19.2%) had other EEG finding, 2 (7.7%) had non-typical PSWC and 8 (30.8%) had typical PSWC from the beginning. Of the 3 (11.5%) of the non-typical PSWC of intervention group, 2 (7.7%) had shown no changes in EEG from the beginning and 1 (3.8%) had shown other EEG finding. The difference between before and after int

关键词： Sub-Acute Sclerosing Panencephalitis (SSPE) EEG Diazepam Midazolam

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