Analysis on the Current Situation of Personal Financial Management of College Students and the Countermeasures
作者单位：School of Economics and Management Xi'an University
会议日期：2019年
学科分类：030505[法学-思想政治教育] 03[法学] 030501[法学-马克思主义基本原理] 0305[法学-马克思主义理论]
基 金：Xi’an University Innovation and Entrepreneurship Training Program in 2019 Project number:103080058
摘 要：By means of questionnaires and individual interviews, this paper investigates and studies the financial management consciousness and financial planning ability of college students, and puts forward the main problems existing in personal financial management of college students at present, such as weak financial management consciousness and knowledge, lack of risk prevention awareness and ability, neglect of increase income and saving expenditure, unreasonable expenditure structure, irrational consumption and increasing trend of students debt, the misconceptions in financial management, and so on. It is proposed that students themselves, schools, family and society should make joint efforts to take active measures to help college students establish correct consumption and scientific financial management concepts and improve their personal financial planning ability.