Climate change and financing adaptation by farmers in northern Nigeria

作     者：Terfa W.Abraham William M.Fonta 

作者机构：National Institute for Legislative&Democratic Studies(NILDS)No.1 River Niger StreetMaitamaAbujaNigeria WASCAL Competence CentreOuagadoudouBurkina Faso. 

出 版 物：《Financial Innovation》 (金融创新（英文）)

年 卷 期：2018年第4卷第1期

页      面：175-191页

核心收录：

学科分类：120301[管理学-农业经济管理] 12[管理学] 1203[管理学-农林经济管理] 

基　　金：This paper benefits from the Graduate Research Programme in Climate Change Economics fund provided by the German Federal Ministry of Education(BMBF)in collaboration with the Zentrum für Entwicklungsforschung(ZEF)/Centre for Development Research Department for Economic and Technological Universität Bonn Bonn-Germany under the West African Science Service Center on Climate Change and Adapted Land Use(WASCAL)hosted at the Universite Cheikh Anta Diop de Dakar Senegal 

主　　题：Rural households Farm income Climate change Financial inclusion 

摘      要：This paper examines farmers’perceptions of their exposure to climate change in rural northern *** also examines whether there is a significant relationship between the exposure of farmers to climate change and their need for financial access as an adaptation *** were administered to 320 respondents in rural communities in northern *** analysis shows that rural farmers are affected by climate change through increased temperature,prolonged dry seasons,floods,and drought,which lead to low harvest and,in turn,low *** estimate from a non-parametric test also shows a significant relationship between farmers’perceived exposure to climate change and their need for *** the Spearman correlation results show a 63%association between exposure to climate change and the need for finance,96%of those seeking credit to mitigate these impacts would be unable to do so due to financial *** paper recommends that the Central Bank of Nigeria should ensure that microfinance institutions refocus their products/services to those who need them the most in order to enhance access to financial resources and enable farmers to build resilience that will maximize post-harvest ***,considering that climate change is a global phenomenon with local effects,perhaps the international community could support lending to smallholder farmers through central banks by insuring the loans that banks give to farmers towards financing climate change adaptation strategies.