FinTech in Taiwan:a case study of a Bank’s strategic planning for an investment in a FinTech company
作者机构:Boise State UniversityBoiseUSA Agricultural Bank of ChinaSichuanChina
出 版 物:《Financial Innovation》 (金融创新(英文))
年 卷 期:2016年第2卷第1期
页 面:186-201页
学科分类:0202[经济学-应用经济学] 02[经济学] 020205[经济学-产业经济学]
基 金:Total
主 题:FinTech Taiwan FinTech Industry Investment in FinTech Bank 3.0 Taiwan bank industry Co-opetition Theory PARTS
摘 要:Introduction:Since 2015 is the year of FinTech in Taiwan,it is worth investigating the challenges that emerged when banks were encouraged to invest in FinTech companies for *** study aims to identify the strategic considerations in the process of searching for FinTech investment *** description:This study used a case study investigation of a top-5 bank in *** major data sources include the meeting notes of the FinTech investment task force and interviews with the team ***-opetition theory was adopted as the theoretical framework and interview questions were derived from the PARTS strategies in co-petition *** results relate to:(1)the strategic goals of FinTech investment,(2)the added value from FinTech companies,(3)criteria in selecting candidates in the same FinTech area,(4)choosing to work as either a cooperator or a competitor,and(5)barriers from policies and *** and evaluation:This study has several findings:(1)regulations and policies shape FinTech’s development;(2)banks,technology companies,and customers are not“FinTech ready;(3)Compare top-down with bottom up strategies;(4)banks and FinTech companies have complex relationships;(5)it is unlikely that Taiwan will produce FinTech disruptors in the near ***:The findings and discussion can benefit researchers and administrators in finance-related *** studies are desired to observe long-term development in terms of how companies collaborate or compete in specific FinTech areas.