Mechanism Research on Standardized Development of Rural Private Finance

作     者：ZOU Xin-yang WANG Gui-bin 

作者机构：Department of Economic ManagementSouthwest UniversityChongqing 400716China English DepartmentSouthwest UniversityChongqing 400716China 

出 版 物：《Asian Agricultural Research》 (亚洲农业研究(英文))

年 卷 期：2010年第2卷第8期

页      面：27-30页

学科分类：12[管理学] 02[经济学] 0202[经济学-应用经济学] 1201[管理学-管理科学与工程(可授管理学、工学学位)] 020204[经济学-金融学（含∶保险学）] 

基　　金：Supported by National Social Science Fund(09CJY056) Philosophyand Social Fund Project in Chongqing(2008-jj99) Rural Economyand Management Research Center Funded Projects(0510) BasicResearch Projects of Southwest University of Central Universities(SWU0909604) 

主　　题：Rural private finance Rural economy Financial supervision Standardized development China 

摘      要：In generalizing the researching conditions of researchers on private finance,the paper introduces the connoted meaning of rural private finance broadly and *** paper states the forms of rural private finance(including private loaning,private bank,rural private collecting,financing organizations,cooperatives,NGO,small loaning organizations and so on),the relations between rural private finance and rural economic relations,pointing out that it is the combination of the strong and the weak,which may generate benefits with the operation of marketing *** paper analyzes the historical causes,supervision causes and cultural causes of rural private finance,discussing mechanisms of standardized development of rural private finance:firstly,standardize the organization management mechanisms,including scaled controlling mechanisms and bank management mechanisms;secondly,complete finance supervision mechanisms;thirdly,moderate government intervention,including affording liberal policy environment and reducing the improper intervention;fourthly,upgrading qualities mechanisms,including cultivating the rural credit culture and improving the quality of regulatory personnel.