Factors affecting consumer acceptance of electronic cash in China:an empirical study

作     者：Bo Qu Li Wei Yujia Zhang 

作者机构：Statistics DepartmentNational Internet Finance Association of ChinaBeijing 100032China Research InstitutionThe People’s Bank of ChinaBeijing 100032China School of FinanceRenmin University of ChinaNo.59 Zhongguancun StreetHaidian Dist.Beijing 100872China China Financial Policy Research CenterRenmin University of ChinaNo.59 Zhongguancun StreetHaidian Dist.Beijing 100872China China Insurance InstituteRenmin University of ChinaNo.59 Zhongguancun StreetHaidian Dist.Beijing 100872China 

出 版 物：《Financial Innovation》 (金融创新（英文）)

年 卷 期：2022年第8卷第1期

页      面：288-306页

核心收录：

学科分类：07[理学] 0701[理学-数学] 070101[理学-基础数学] 

基　　金：supported by grants from the Key Program of the Ministry of Education of Humanities and Social Science(No.15JJD790046) 

主　　题：Electronic cash acceptance UTAUT SEM DCEP 

摘      要：This paper proposes and validates a comprehensive model of consumer acceptance in the context of offline e-cash *** modifies the unified theory of acceptance and the use of technology model(UTAUT)with constructs of perceived security,cost of use,and government *** collected from 4428 questionnaires about users’attitudes toward e-cash is used to apply a structural equation model which,in turn,assesses the predictive *** empirical results indicate that perceived security and cost of use are beneficial extensions to the traditional UTAUT model,and intention is a key antecedent to users’actual utilization of *** addition,the demographic moderators are found to have significant effects on the relations among the *** results are useful to e-cash development and significant to the issue of Digital Currency Electronic Payment.